Direct Deposit

If you like the convenience and security of having your regular paycheck, benefit check, or other recurring check automatically deposited into your account(s), choose direct deposit. You’ll save time and your funds will be available immediately on the day of deposit.

The benefits of Direct Deposit include:

  • Instant access to your funds, even when you’re traveling.
  • Reduced risk of theft, fraud, and lost or delayed checks.
  • Saves time and money since there is no need to visit a branch or mail checks to the credit union for deposit.
  • Transfer loan payments automatically each pay day or when the payments are due.
  • ŸTransfer funds between accounts.

The information provided below will assist you in initiating your request with the originator of the deposit or payment.

Rhode Island Credit Union Routing and Transit Number   211590493

For savings account deposits or debits: Use your 9-digit member number as indicated on your statement.  Special note for State of Rhode Island Employees:  Use your 9-digit member number as indicated on your statement followed by two zeros.

For checking deposits or debits: Use the 9-digit account number located on your checks after our routing and transit number.

In addition to direct deposit, you can choose payroll deduction as an option to deposit some money from your check automatically into any account with Rhode Island Credit Union. Check with a Rhode Island Credit Union representative to determine if payroll deduction is available through your employer.

Automatic Transfer Service: Our free service allows you to schedule regular transfers from your Rhode Island Credit Union Savings or Checking Account to make loan payments, club account deposits or other transactions.