Rhode Island Credit Union is a not-for-profit financial cooperative driven to make a difference in the lives of our members.

Rhode Island Credit Union has experienced many changes throughout our history.  The Board and Management respond to industry changes to keep up with an ever changing financial and technological market. Our unique business model where members are the owners is as effective today as in 1946 when we were founded. The idea of serving only the needs of credit union members, not stockholders is what guides our decision-making process.

It is inevitable that changes will be made from time to time to keep the Credit Union viable and competitive. Like every other business, we adapt to the business realities of our time.  Even as changes happen, we will continue to work hard to maintain our commitment to personal service. We remain dedicated to strengthening relationships with our existing and future members in the communities we serve.

Rhode Island Credit Union serves members living or working in the State of Rhode Island or within 50 miles of the border. 


Rhode Island Credit Union is dedicated to creating and maintaining positive long-term relationships with members.


The mission of Rhode Island Credit Union is to provide quality service and affordable and innovative products to our members while maintaining a sound financial position.

We strive to always be honest, fair, and responsible with employees and members. We take responsibility for our actions and handle personal financial business with the strictest confidentiality.

We are committed to the service of our members and to providing an exceptional member experience.

We strive to always recognize and understand the feelings and perspectives of others and respond with sincerity and respect.

We are driven to ensure secure systems, honest and authentic employees, consistent service, and to provide a safe and trusting environment for our staff and members.

We acknowledge all individuals without bias and create an inclusive atmosphere of acceptance and empathy.

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Our Board of Directors, Supervisory Committee Members and Senior Management are committed to serving you.


We offer competitive wages, excellent benefits and great growth opportunties.


We are committed to serving our communities and providing support for the people living in them.


Stay informed and access the most recent issue of our newsletter or check out previous issues.



All branches will be closed on Wednesday, June 19, 2024 in observance of Freedom Day.