Establish or rebuild your credit with a Rhode Island Credit Union Secured VISA Credit Card.

As your payment history and card usage improves, so does your credit score.
This will help you qualify for more favorable financing in the future.

Credit Card Features

2.99% APR on purchases and balance transfers for the first 6 billing cycles

Low non-variable APR

Credit limits as low as $300

Pledge money in your Share Account as collateral

No annual fees

No balance transfer fees

Cash advance APR is the same as your low purchase APR

Debt protection available

Convenient shopping in store and online with chip enabled card for maximum security

ScoreCard Rewards 1
Rewards earned for all your spending.
  1. Earn ScoreCard points on all purchases – 1 point for every $1 spent
  2. Receive 10,000 points after spending $1,000 in the first 90 days
  3. Points never expire
  4. ScoreMore points at participating retailers online and in-store

Credit Card Related Services


Transfer a higher rate balance to your Rhode Island Credit Union credit card.


Protect and control your credit card from your phone with the SecurLOCK™ Equip app.


Secure and convenient method of payment for your credit and debit card.

Credit cards stack
Credit Card Comparison

See how a Rhode Island Credit Union Credit Card stacks up against other credit cards.

To report your VISA Credit Cards lost or stolen, please call 800.991.4961 (domestic) or 727.570.4881 (international, call collect).



All branches will be closed on Monday, May 27, 2024 in observance of Memorial Day.