Personal Loans

Rhode Island Credit Union can help you attain financial success whether you need a small loan or a larger bill consolidation loan.   You can choose from a fixed rate option with a term up to 60 months or maybe a line of credit is your preference.  A Prime Line of Credit can serve as an emergency fund or a way to pay for something that is out of your financial reach.  Apply only once and when you need additional funds, you simply take an advance in person, by phone or online.  You make payments only on the credit you’ve actually used.directdebit_r

applynowbutton

CalculatePaymentsbutton.jpg

 

ProgramMaximum TermAnnual
Percentage Rate
(APR)*
Monthly payment
per $1,000
borrowed
*All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual credit worthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000 and for new loans only.
Personal Loan12 Months6.65%$86.38
60 Months10.65%$21.58

 

ProgramMaximum TermAnnual
Percentage Rate
(APR)
Monthly payment
per $1,000
borrowed
*Current Prime Rate is 4.25%.
Prime Line of CreditPrime Rate* + 6.90%Varies