Woman in shopping. Happy woman with shopping bags and credit car

Get rewarded for your spending.

Purchasing power in the palm of your hand.

Credit Card Features

2.99% APR on purchases and balance transfers for the first 6 billing cycles

Low non-variable APRs

No annual fees

No balance transfer fees

Cash advance APR is the same as your low purchase APR

Debt protection available

Shopping in store and online with chip enabled card for maximum security

Access your account information and reward points through Online Banking or eZ Card Info.

ScoreCard Rewards
Rewards earned for all your spending.
  1. Earn ScoreCard points on all purchases – 1 point for every $1 spent
  2. Receive 10,000 points after spending $1,000 in the first 90 days
  3. Points never expire
  4. ScoreMore points at participating retailers online and in-store

Credit Card Related Services


Rebuild or repair your credit with a Secured Credit Card .


Transfer a higher rate balance to your Rhode Island Credit Union credit card.


Protect and control your credit card from your phone with the SecurLOCK™ Equip app.


Secure and convenient method of payment for your credit and debit card.

Credit cards stack
Credit Card Comparison

See how a Rhode Island Credit Union Credit Card stacks up against other credit cards.

To report your VISA Credit Cards lost or stolen, please call 800.991.4961 (domestic) or 727.570.4881 (international, call collect).
Rhode Island Credit Union is required to comply with the provisions of the Unlawful Internet Gambling Enforcement Act (“UIGEA”) and Regulation GG. This notification is to inform you that restricted transactions, as defined under the UIGEA, are prohibited from being processed through your account or relationship with us. Restricted transactions include transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.

By maintaining a Rhode Island Credit Union account, you agree not to use your account, access device, or any services made available to you for unlawful Internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful Internet gambling or other illegal activities.