Youth Account

By belonging to Rhode Island Credit Union, children become eligible for a large variety of products and services throughout their lifetime. Starting an account for a child at a young age gives them the perfect opportunity to learn first-hand about the importance of managing their money. They can watch their account balance grow as they earn dividends and even benefit from higher dividend rates with a Certificate of Deposit.

  • Account available for children age 12 and under.
  • Competitive dividends on average daily balances of $100 or more.
  • No monthly or annual fees.
  • Choice of a FREE opening gift.
  • Special birthday mailings.
  • Special offerings including games, contests, and special events.

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How to Open a Youth Account:

  • Visit any branch location in person.
  • Account must be opened with an adult joint owner and the adult needs to present two forms of acceptable identification (contact any branch office for a list of acceptable identification).
  • Social Security Card and Birth Certificate for the minor required.