|Account Type||Minimum Average Daily Balance to Earn stated APY||Rate||APY*|
|Prime Share Account||$100.00||0.05%||0.05%|
|Vacation Club Account||none||0.05%||0.05%|
|Christmas Club Account||none||0.05%||0.05%|
|IRA Share Account||none||0.20%||0.20%|
Last Dividend Declaration Date: 12/31/20
*The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. The Dividend Rates and Annual Percentage Yields may change quarterly as determined by the Credit Union’s Board of Directors. The Dividend Rates and Annual Percentage Yields are the rates and yields as of the last dividend declaration date which is set forth in this Rate Schedule. Please contact any branch office for further information concerning our Truth-In-Savings Disclosure.