VISA Credit Cards
Mortgage Rates

ProgramTermRatePointsAnnual
Percentage Rate
(APR)*
Conventional MortgageUp to 15 years2.500%02.588%
16 - 20 years2.875%02.944%
21 - 30 years3.125%03.174%
All rates subject to change without notice. Maximum LTV = 95%. PMI required on loans over 80%. All Fixed Rate Mortgages are fully amortizing loans. The rate will be fixed and your monthly principal and interest payments will not change for the term of the loan.
ProgramMaximum Term/Down PaymentRate Annual
Percentage Rate
(APR)
Land Mortgage10 Years/30% down4.875%5.010%
ProgramMaximum Term RateAnnual Percentage Rate (APR)
Non-Owner Occupied 1-4 Family and Condominiums20 Years4.750%4.824%
Maximum loan amount of $500,000 and 75% LTV.

Rhode Island Credit Union NMLS ID:  509121