VISA Credit Cards
Collateral Loan Rates

ProgramMaximum TermAnnual Percentage Rate (APR)
Shares Collateral Loan
3 yearsShare Deposit Rate + 3%
Certificate Collateral Loan
Certificate of Deposit TermCertificate of Deposit Rate + 3%

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Rhode Island Credit Union is an Equal Housing Lender.

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We are excited to announce that our new website will be live the week of August 8th. Our website address will remain the same. We are not anticipating any interruption in service.