VISA Credit Cards
Collateral Loan Rates

ProgramMaximum TermAnnual Percentage Rate (APR)
Shares Collateral Loan
3 yearsShare Deposit Rate + 3%
Certificate Collateral Loan
Certificate of Deposit TermCertificate of Deposit Rate + 3%

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Rhode Island Credit Union is an Equal Housing Lender.