Checking Accounts
VISA® Rewards Credit Card

  • 3.90% APR on purchases and balance transfers for the first 13 billing cycles
  • 10,000 ScoreCard Reward Bonus Points after spending $1,000 in the first 90 days
  • ScoreCard Reward Points earned on all purchases – 1 point for every $1 spent
  • No annual fees
  • No balance transfer fees
  • Points never expire

Review our VISA® Credit Card Application and Solicitation Disclosure.

Apply for a VISA® Credit Card.   Applications are reviewed and the type of credit card issued will be based on creditworthiness.

Click here to compare our Rewards Credit Card with other credit cards.

Request a Balance Transfer from another creditor to your Rhode Island Credit Union VISA® Rewards Credit Card by printing the form and mailing to Rhode Island Credit Union, VISA Department, 160 Francis Street, Providence, RI 02903 or submitting at any branch location.

Earn Rewards with a Rhode Island Credit Union VISA® Rewards Credit Card

ScoreCardRewardsBrowseEarn ScoreCard® Bonus Points good toward cash, gift cards, travel, and merchandise every time you use your card.

Visit for your updated point balance or to redeem points.  Most travel awards can be booked online at and you have the option to purchase companion airline tickets and hotel/car reservations. You can also call customer service at (800) 854-0790.

Additional ScoreCard® Rewards information can be found at ScoreCard® Rewards Frequently Asked Questions.

EARN MORE POINTS: ScoreMore with your Rhode Island Credit Union VISA® Rewards Credit Card by shopping at a network of retailers offering added incentives to use your card by awarding additional Bonus Points for qualifying transactions. Purchases may be made at the store or online at the ScoreMore Mall. You can shop at some of the same online retailers you shop today but by visiting them through the ScoreMore Mall, you’ll earn extra points.   Log in to for more information and to start shopping today.

LOST OR STOLEN VISA CREDIT CARD:  To report your VISA Credit Cards lost or stolen, please call 800.991.4961 (domestic) or 727.570.4881 (international, call collect).

Access to your Rhode Island Credit Union VISA® Credit Card Account information and ScoreCard® Reward points is available through Branch24 Online Banking.  If you’re not enrolled in Branch24 Online Banking, you may visit to view your account balance, available credit, current and past statements and make payments.

Learn about the Unlawful Internet Gambling Enforcement Act.