Rhode Island Credit Union offers mortgages for 1-4 family owner-occupied properties and condominiums.
- Financing available for purchase or refinance.
- Various terms up to 30 years.
- No point programs available.
- Low application fees.
- Bi-weekly mortgage payment options available.
- In-house mortgage servicing.
|All rates subject to change without notice. Maximum LTV = 95%. PMI required on loans over 80%. All Fixed Rate Mortgages are fully amortizing loans. The rate will be fixed and your monthly principal and interest payments will not change for the term of the loan.|
|Conventional Mortgage||Up to 15 years||4.000%||0||4.092%|
|16 - 20 years||4.375%||0||4.448%|
|21 - 30 years||4.500%||0||4.553%|
|Program||Maximum Term/Down Payment||Rate||Annual
|Land Mortgage||10 Years/30% down||6.125%||6.263%|
|Program||Maximum Term||Rate||Annual Percentage Rate (APR)|
|Maximum loan amount of $500,000 and 75% LTV.|
|Non-Owner Occupied 1-4 Family and Condominiums||20 Years||5.875%||5.952%|
Rhode Island Credit Union NMLS ID: 509121