- Financing available for purchase or refinance.
- Various terms up to 30 years.
- No point programs available.
- Low application fees.
- Bi-weekly mortgage payment options available.
- In-house mortgage servicing.
|Conventional Mortgage||Up to 15 years||3.000%||0||3.089%|
|16 - 20 years||3.125%||0||3.194%|
|21 - 30 years||3.500%||0||3.550%|
|All rates subject to change without notice. Maximum LTV = 95%. PMI required on loans over 80%. All Fixed Rate Mortgages are fully amortizing loans. The rate will be fixed and your monthly principal and interest payments will not change for the term of the loan.|
|Program||Maximum Term/Down Payment||Rate||Annual
|Land Mortgage||10 Years/30% down||6.875%||7.015%|
|Program||Maximum Term||Rate||Annual Percentage Rate (APR)|
|Non-Owner Occupied 1-4 Family and Condominiums||20 Years||6.750%||6.830%|
|Maximum loan amount of $500,000 and 75% LTV.|
Rhode Island Credit Union NMLS ID: 509121
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda).