Collateral Loans

directdebit_rOur Share and Certificate of Deposit Collateral Loans are an excellent solution if you’re looking to build your credit or you need to make a necessary purchase, but don’t want to use your savings. These loans give you the ability to borrow against funds you already have on deposit without affecting the terms of the deposits or having to withdraw the funds.

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ProgramMaximum TermAnnual Percentage Rate
(APR)
Shares Collateral Loan
3 yearsShare Deposit Rate +3%
Certificate Collateral Loan
Certificate of Deposit TermCertificate of Deposit Rate +3%