Our Share and Certificate of Deposit Collateral Loans are an excellent solution if you’re looking to build your credit or you need to make a necessary purchase, but don’t want to use your savings. These loans give you the ability to borrow against funds you already have on deposit without affecting the terms of the deposits or having to withdraw the funds.
| Program | Maximum Term | Annual Percentage Rate (APR) |
|---|---|---|
| Shares Collateral Loan | ||
| 3 years | Share Deposit Rate + 3% | |
| Certificate Collateral Loan | ||
| Certificate of Deposit Term | Certificate of Deposit Rate + 3% | |
