Certificate of Deposit Accounts
Effective Date: 02/02/12 through 02/08/12
| Term |
Minimum Opening Deposit
|
Interest Rate
|
APY*
|
| 3 Month |
$500.00
|
0.25%
|
0.25%
|
| 6 Month |
$500.00
|
0.35%
|
0.35%
|
| 12 Month |
$500.00
|
0.50%
|
0.50%
|
| 18 Month |
$500.00
|
0.65%
|
0.65%
|
| 24 Month |
$500.00
|
0.75%
|
0.75%
|
| 30 Month |
$500.00
|
1.00%
|
1.00%
|
| 42 Month |
$500.00
|
1.74%
|
1.75% |
|
Stated Interest Rates and APYs for terms of 12 months through 42 months are applicable to IRA Certificates of Deposit as well.
*The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest to be paid on an account based on the interest rate and frequency of compounding for an annual period. For all accounts, the Interest Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. The Annual Percentage Yield is based on an assumption that interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. Please contact any branch office for further information concerning our Truth-In-Savings Disclosure.
|
Investment Plus Checking Account
Effective Date: 2/01/12 - 02/29/12
| Minimum Average Daily Balance to Earn the Stated APY |
Interest Rate |
APY*
|
| $2500.00 |
0.15%
|
0.15%
|
|
*The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest to be paid on an account based on the interest rate and frequency of compounding for an annual period. For Investment Plus Checking Accounts, the Interest Rate and Annual Percentage Yield may change monthly as determined by the Credit Union's Board of Directors. Please contact any branch office for further information concerning our Truth-In-Savings Disclosure.
|
Share Accounts
Last Dividend Declaration Date: 12/31/11
| Share Account Type |
Minimum Average Daily Balance to Earn stated APY
|
Rate
|
APY* |
| Prime Share Account |
$100.00
|
0.15%
|
0.15% |
| Capital Account |
$1000.00 |
0.40% |
0.40% |
| Vacation Club Account |
none |
0.15% |
0.15% |
| Christmas Club Account |
none |
0.15% |
0.15% |
| IRA Share Account |
none |
0.65% |
0.65% |
|
*The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. The Dividend Rates and Annual Percentage Yields may change quarterly as determined by the Credit Union's Board of Directors. The Dividend Rates and Annual Percentage Yields are the rates and yields as of the last dividend declaration date which is set forth in this Rate Schedule. Please contact any branch office for further information concerning our Truth-In-Savings Disclosure.
|
| 
