Express Service Phone, ESP24 Access to your account is only a phone call away with our Express Service Phone, ESP24.   This is a free service available 24 hours a day, in both English and Spanish, and you can perform a wide variety of transactions and receive account information by simply using a touch-tone telephone. You can make account transfers, verify transactions, make check withdrawals, loan payments and VISA payments by transfer, obtain VISA Account information, loan and savings rates, access the loan calculator and apply for a loan. This convenient service enables you to do your transactions in the privacy of your own home or anywhere you have access to a touch-tone telephone.  Express Service Phone - 401.351.7760 Click here or contact or visit any location today to obtain your Personal Identification Number (PIN) to begin using ESP24...it's fast, easy and free.   The Call Flow Chart below provides a sample of the many options available using ESP24.