ATM & Debit Cards Get quick and easy access to funds in your Share/Savings and/or Checking Account through any NYCE®or PLUS® Automated Teller Machine throughout our region and beyond with our ATM card.  Deposits can be made at all our ATMs located in our Pascoag, Providence, Bristol, URI and Cranston offices. There is no service charge for transactions at our ATMs and a low $1.00 charge for transactions at other machines. Point-of-Sale transactions (supermarkets, gas stations, etc.) are charged a low $.25 fee. The Capital24 CHOICE Cash and Check Card (Debit Card) offers the same traditional ATM access plus the added buying power of the VISA® symbol. You can pay for purchases with your Debit Card at millions of merchant locations that accept VISA® debit cards and the transaction will automatically be deducted from your Checking Account. You'll avoid writing checks, presenting identification and waiting for check approvals. There is no transaction fee for retail purchases at VISA® merchants.  Click here to apply for an ATM or Debit Card. Click here to learn more about the Unlawful Internet Gambling Enforcement Act.   Rhode Island Credit Union is a member of the Credit Union ATM Connection, a group formed by credit unions in RI to bring members greater FREE ATM access. Rhode Island Credit Union members have access to more than 60 ATMs throughout RI that are FREE to use…no surcharge at the machine and no charge by us for using a foreign ATM. Below is the list of the participating ATMs.  Click here for Credit Union ATM Connection locations.    Enjoy surcharge-free ATM access at any SUMSM or MoneyPass® designated ATM located throughout the United States. Our participation in these programs eliminates surcharges imposed by other financial institutions when you use a participating SUMSM or MoneyPass® ATM.    The SUMSM Program and MoneyPass® Network together offer coast to coast access to thousands of surcharge-free ATMs where you live, work and travel. Look for the SUMSM or MoneyPass® logos to easily identify participating ATMs.  Click here to use the easy MoneyPass® locator or click here for the SUMSM locator to find the ATM closest to you. MoneyPass ATMs can also be located using the MoneyPass locator application on the iPhone.       "The SUMSM Program is administered by and is a registered service mark of NYCE® Corporation." To report your ATM Card or Debit Card lost or stolen, please contact 401.751.7440 x554 during business hours or 1.800.264.5578 during non-business hours.