VISA® Credit Cards
A Rhode Island Credit Union VISA Credit Card earns valuable ScoreCard® Bonus Points good toward gift and travel awards each time you use it. The ScoreCard Bonus Point program is a standard feature of each Rhode
Island Credit Union VISA Credit Card.
You earn 1 ScoreCard Bonus Point for every net dollar you spend. So whether you buy groceries or gas, pay bills, go to the movies or out to dinner, if you pay with your Rhode Island Credit Union VISA Credit Card, you will earn Bonus Points. Cash advances, convenience checks and returns posted to your rewards card are not eligible for Bonus Points. Check www.scorecardrewards.com as often as you like for your updated point balance and program information.
What are the rewards? Accumulated Bonus Points can be redeemed for brand-name merchandise from manufacturers like Sony®, Dooney & Bourke®, Samsung®, Weber®, Kluge® and Seiko® . Awards start as low as 700 Bonus Points for redemption. So, whether it is a CD Holder or a full-blown Bose® Lifestyle DVD Home Theater System, you will be sure to find merchandise that will please you or someone you love.
If travel is more your style, you’ll love the flexibility that comes with ScoreCard Rewards. Awards range from hotel stays to round-trip airline tickets on virtually any airline to vacation packages to luxury cruises.
Bonus Points for merchandise can be redeemed at any time via mail or at www.scorecardrewards.com. Travel redemptions can be made on the website or over the phone with a representative.
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VISA® Platinum Credit Card
- 9.90% APR
- No Annual Fee
- 25 Day Grace Period for repayment of the balance for purchases
- Credit Limits from $5,000 and up
- Warranty Services
- Travel & Emergency Services
- Emergency Card Replacement
- Emergency Cash Disbursement
- Auto Rental Insurance on most cars rented using your Card
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VISA® Gold Credit Card
- 12.90% APR
- No Annual Fee
- 25 Day Grace Period for repayment of the balance for purchases
- Credit limits from $5,000 to $10,000
- Warranty Services
- Travel & Emergency Services
- Emergency Card Replacement
- Emergency Cash Disbursement
- Auto Rental Insurance on most cars rented using your Card
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VISA® Classic Credit Card
- 14.90% APR
- No Annual Fee
- 25 Day Grace Period for repayment of the balance for purchases
- Credit Limits from $500 to $4,000
- Emergency Card Replacement
- Emergency Cash Disbursement
- Auto Rental Insurance on most cars rented using your Card
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Apply for a VISA® Credit Card by clicking here. Your application will be reviewed and the type of credit card issued to you will be based on your creditworthiness.
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To report your VISA® Credit Card lost or stolen, please contact us at 401.751.7440 x555
during normal business hours and at 1.800.991.4961 during non-business hours.
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Access to your Rhode Island Credit Union VISA® Credit Card Account information is available 24 hours a day online. Click on www.eZCardInfo.com to access your VISA® Credit Card account information and manage your account more conveniently 24 hours a day, 7 days a week. View your account balance, available credit, current and 6 months of past statements, and transactions since your last statement. You can retrieve transaction and spending reports and download data to financial software such as Quicken® and Microsoft® Money. In addition, eZCardInfo allows you to make payments automatically online.
Online shopping with your Rhode Island Credit Union VISA® Credit Card is more secure with Verified by VISA®.
Click here for specific instructions and registration information. When registering your Rhode Island Credit Union VISA® Credit Card, you enter specific cardholder information - and when it is authenticated - you establish a password and hints to help remember the password.
Each time you shop at participating Internet Merchants, after you have made your selections, proceeded to the checkout and selected the "buy" button, a window will display information for that purchase and prompt you to enter your password. The password is then verified before the transaction is authorized.
Click here for a list of participating Internet Merchants.
Click here to learn more about the Unlawful Internet Gambling Enforcement Act.
