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 VISA® Credit Cards

Apply for a VISA® Credit Card by clicking here.  Your application will be reviewed and the type of credit card issued to you will be based on your creditworthiness. 

VISA® Platinum Credit Card

  • 9.90% APR
  • No Annual Fee
  • 25 Day Grace Period for repayment of the balance for purchases
  • Credit Limits from $5,000 and up
  • Warranty Services
  • Travel & Emergency Services
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Auto Rental Insurance on most cars rented using your Card
VISA® Gold Credit Card 

  • 12.90% APR
  • No Annual Fee
  • 25 Day Grace Period for repayment of the balance for purchases
  • Credit limits from $5,000 to $10,000
  • Warranty Services
  • Travel & Emergency Services
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Auto Rental Insurance on most cars rented using your Card

VISA® Classic Credit Card

  • 14.90% APR
  • No Annual Fee
  • 25 Day Grace Period for repayment of the balance for purchases
  • Credit Limits from $500 to $4,000  
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Auto Rental Insurance on most cars rented using your Card 

  

To report your VISA® Credit Card lost or stolen, please contact us at 401.751.7440 x555 
during normal business hours and at 1.800.991.4961 during non-business hours.

Access to your Rhode Island Credit Union VISA® Credit Card Account information is available 24 hours a day online. Click on www.eZCardInfo.com to access your VISA® Credit Card account information and manage your account more conveniently 24 hours a day, 7 days a week. View your account balance, available credit, current and 6 months of past statements, and transactions since your last statement. You can retrieve transaction and spending reports and download data to financial software such as Quicken® and Microsoft® Money. In addition, eZCardInfo allows you to make payments automatically online.

 

Online shopping with your Rhode Island Credit Union VISA® Credit Card is more secure with Verified by VISA®

Click here for specific instructions and registration information. When registering your Rhode Island Credit Union VISA® Credit Card, you enter specific cardholder information - and when it is authenticated - you establish a password and hints to help remember the password.

Each time you shop at participating Internet Merchants, after you have made your selections, proceeded to the checkout and selected the "buy" button, a window will display information for that purchase and prompt you to enter your password. The password is then verified before the transaction is authorized.

Click here for a list of participating Internet Merchants. 

Click here to learn more about the Unlawful Internet Gambling Enforcement Act.

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