Youth Accounts

• Account available for children age 12 and under.  
• Competitive dividends on average daily balances of $100 or more. 
• No monthly or annual fees.
• Choice of a FREE opening gift - backpack or stuffed animal . 
• Special birthday mailings.
• Special offerings including games, contests, and special events.  

Why open a Youth Account?

• By belonging to Rhode Island Credit Union, children become eligible for a large variety of products and services throughout their lifetime.
• Children have the perfect opportunity to learn first-hand about the importance of
  managing their money.
• By watching their account balance grow as they earn dividends on the money
  in their account, children are motivated to save even more.
• Children can benefit from higher dividend rates by opening a Certificate of Deposit.

How to Open a Youth Account

• Visit any branch location in person.
• Account must be opened with an adult joint owner and the adult needs to present
  two forms of acceptable identification (contact any branch office for a list of
  acceptable identification).
• Social Security Card and Birth Certificate for the minor required.