Rhode Island Credit Union
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Savings Account

  • Establishes Credit Union membership.
  • Minimum balance required is $5 and an average daily balance of $100 or more receives quarterly dividends.
  • Check out current rates and utilize the calculators to compute savings projections.

Capital Account

  • Savings Account that pays a higher dividend.
  • Withdrawals allowed at any time.
  • Minimum opening deposit and average daily balance of $1000 required.
  • No monthly service charge.
  • Check out current rates and utilize the calculators to compute savings projections.

Certificates of Deposit

  • Competitive fixed interest rates.
  • Terms of 3, 6, 12, 18, 24, 30 and 42 available.
  • Minimum investment is $500.
  • Check out current rates and utilize the calculators to compute savings projections.
Individual Retirement Accounts (IRA)
  • Traditional IRAs, Roth IRAs and Coverdell Education Savings Accounts available.
  • Investment options include an IRA Share Account, Certificates of Deposit and Market Index Certificate.
  • Individual Retirement Accounts insured separately to $250,000.
  • Check out current rates and utilize the calculators to compute savings projections.

Christmas Club Account

  • No minimum or regular deposit amount required.
  • Earns a competitive dividend.
  • Christmas Club transfers made on the third Friday in October.
  • Check out current rates and utilize the calculators to compute savings projections.

Vacation Club Account

  • No minimum or regular deposit amount required.
  • Earns a competitive dividend.
  • Vacation Club deposits can be withdrawn at any time without penalty..
  • Check out current rates and utilize the calculators to compute savings projections.

Health Savings Accounts (HSA)

  • Designated account for medical expenses on high deductible health plans.
  • Flexible, portable account that provides tax savings.
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